State Farm® Insurance Agent Tim Reed

110 3rd Ave SE
Independence, IA 50644-2812

The corner of HWY 150 and 1st Street (Main Street). Across from NSB and BankIowa.

Tim Reed State Farm Agent

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Office Info


110 3rd Ave SE
Independence, IA 50644-2812


About Me

Welcome to the Tim Reed State Farm Agency! Our agency has been serving customers in Buchanan and Fayette Counties and the surrounding area since 2003. We have 8 licensed team members dedicated to helping you and your family prepare for the unexpected, and plan for what can go right! With over 100 years of combined insurance experience, our team is ready to help; from buying your first car or home, to relaxing in retirement, and legacy planning we are here with auto, home, farm, renters, business, and life insurance, as well as health supplements to fit your needs. Our local agency has earned several company honors including State Farm's highest honors of Chairman's Circle, and President's Club. Tim has also been recognized by the financial services industry as Million Dollar Round Table qualifier and is a NAIFA member.

We are proud to support the schools and communities that we serve! Tim is a member of the Independence Chamber Ambassador’s Club, Lion’s Club, Fraternal Order of Eagles, and the Knights of Columbus. We enjoy working with local schools through Junior Achievement and Silver Cord Advisory Board and support the Booster clubs and organizations at Independence, Oelwein, Jesup, East Buchanan and West Central Schools. Tim is also a member of the Buchanan County Economic Development, Jesup Chamber of Commerce, Oelwein Chamber and Area Development, and Independence Area Chamber of Commerce, a past chamber president, and was honored as Business Person of the Year. Our team enjoys volunteering and participating in many local events in Independence, Oelwein, Jesup, Winthrop, Fairbank, Rowley, Brandon, Quasqueton, Walker, Aurora and Hazleton.

A proud native of Independence, Tim joined State Farm Administrative Services after graduation from UNI. After several roles with the corporate offices, Tim and his wife Shelly returned to Independence to open the agency and raise their 3 children. They enjoy snowmobiling, boating, and cheering on the St. John’s Eagles and Independence Mustangs at all the kids’ events!


Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products Offered

Banking, Mutual Funds, Annuities

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We want to be the first choice for all your insurance and financial services needs, and we commit to put your top interest at the forefront of everything we do. Our goal is to know you as a person, so we can help you protect, plan and prepare for your future. We work everyday to live State Farm's mission to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Sara Krum State Farm Agent Team Member

Sara Krum

Insurance Account Representative

Sara joined the Tim Reed State Farm team in June of 2018 as a licensed property and casualty representative. Sara has also recently gotten her life and health licensing. She is ready to help with all your auto, home, farm, life, and business needs and is passionate about helping you and your family navigate the claims process. Sara is a graduate of Independence High School and earned her Bachelor’s Degree in Business Administration. Sara and her husband reside in Winthrop with their 2 daughters. Sara enjoys camping in the summer, family time in the winter, and volunteering with the Fire Department and chasing kids all year long. Sara prides herself on delivering an outstanding customer experience.

Zack Goodwin State Farm Agent Team Member

Zack Goodwin

Insurance Account Representative

Zack joined our State Farm family in 2019. He is licensed in Auto, Home, Commercial, Life and Health insurance and enjoys having conversations about how we can better protect you and your family. Zack is originally from Indiana and currently enjoys living in Jesup with his wife and three young children. His favorites include coaching, watching sports with his kids, and taking family vacations.

Stephanie Kurt State Farm Agent Team Member

Stephanie Kurt

Insurance Account Representative

Stephanie was born and raised in Independence, IA. She worked in healthcare as a Physical Therapy Assistant for 8 years, and began her journey as an Account Representative with our office in August 2020. Stephanie believes it is important to provide compassion, stability, kindness and respect within this industry in order to create an atmosphere where our customers feel like they can turn to us during unpredictable moments in their life.

Kandice Pope State Farm Agent Team Member

Kandice Pope

Insurance Account Representative

Kandice joined Tim Reed State Farm in 2017 and serves our Fayette County location. She is licensed and ready to assist with all your auto and fire insurance needs. She enjoys camping, boating and spending time with her son and daughter.

Shelly Reed State Farm Agent Team Member

Shelly Reed

Office Manager

Shelly has been associated with State Farm since 1991. In 2003, she moved with her husband Tim to his hometown of Independence when they opened the State Farm agency. Shelly is licensed in all lines of insurance and primarily runs the behind-the-scenes workings of the agency. She enjoys spending time with their 3 children and their activities, as well as boating, snowmobiling, and time in their yard.

Our Agency

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • Our office is located in both Independence & Oelwein.
  • I have been a State Farm agent since 2003.
  • Before becoming a State Farm Agent, I was previously employed as a State Farm Employee.
  • We currently have 9 team members at our agency.
  • We have well over 125 years of combined insurance experience in our office.
  • Our agency has received awards including: President's Club, Chairman's Circle, Ambassador Travel, Legion of Honor, Million Dollar Round Table, Senior Vice President's Club, and Silver Scroll

We are an established, growth-oriented agency with a team of highly motivated individuals. Our team works hard to reach our goals together as a team and have fun while we are doing it! We want to work alongside those who are equally committed to excellence and personal achievement. If you're willing to work hard and you expect to get results from yourself and those around you, we want to meet you and talk about the opportunity we have for you. If you are self-motivated, possess an entrepreneurial spirit and have a desire to win and achieve results, please consider joining our team.

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.