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State Farm® Insurance Agent

Tim Reed

110 3rd Ave SE
Independence, IA 50644-2812

The corner of HWY 150 and 1st Street (Main Street). Across from NSB and BankIowa.

Profile photo of a State Farm Agent named: Tim Reed

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
Call or text us 24 hours a day!


110 3rd Ave SE
Independence, IA 50644-2812



Summer is here in Independence! Call us to protect your new summer vehicles such as RVs, four wheelers, motorhomes, boats, and jet skis!

Welcome to the Tim Reed State Farm Agency! Our agency has been serving customers in Buchanan and Fayette Counties and the surrounding area since 2003. We have 8 licensed team members dedicated to helping you and your family prepare for the unexpected, and plan for what can go right! With over 100 years of combined insurance experience, our team is ready to help. From buying your first car or home, to relaxing in retirement, and legacy opportunities we are here for you. We provide auto, home, farm, renters, business, life, and health insurance to fit your needs. Our local agency has earned several company honors including State Farm's highest honors. Tim has also been recognized by the financial services industry and is a NAIFA member.

We are proud to support the schools and communities that we serve! Tim is a member of the Independence Chamber Ambassador’s Club, Lion’s Club, Fraternal Order of Eagles, and the Knights of Columbus. We enjoy working with local schools through Junior Achievement and Silver Cord Advisory Board and support the Booster clubs and organizations at Independence, Oelwein, Jesup, East Buchanan and West Central Schools. Tim is also a member of the Buchanan County Economic Development, Jesup Chamber of Commerce, Oelwein Chamber and Area Development, and Independence Area Chamber of Commerce, a past chamber president, and was honored as Business Person of the Year. Our team enjoys volunteering and participating in many local events in Independence, Oelwein, Jesup, Winthrop, Fairbank, Rowley, Brandon, Quasqueton, Walker, Aurora and Hazleton.

A proud native of Independence, Tim joined State Farm Administrative Services after graduation from UNI. After several roles with the corporate offices, Tim and his wife Shelly returned to Independence to open the agency and raise their 3 children. They enjoy snowmobiling, boating, and cheering on the St. John’s Eagles and Independence Mustangs at all the kids’ events!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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We want to be the first choice for all your insurance and financial services needs, and we commit to put your top interest at the forefront of everything we do. Our goal is to know you as a person, so we can help you protect, plan and prepare for your future. We work everyday to live State Farm's mission to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Sara Krum State Farm Agent Team Member

Sara Krum

Insurance Account Representative

Sara joined the Tim Reed State Farm team in June of 2018 as a licensed property and casualty representative. Sara has also recently gotten her life and health licensing. She is ready to help with all your auto, home, farm, life, and business needs and is passionate about helping you and your family navigate the claims process. Sara is a graduate of Independence High School and earned her Bachelor’s Degree in Business Administration. Sara and her husband reside in Winthrop with their 2 daughters. Sara enjoys camping in the summer, family time in the winter, and volunteering with the Fire Department and chasing kids all year long. Sara prides herself on delivering an outstanding customer experience.

Austin Rasmussen State Farm Agent Team Member

Austin Rasmussen

Insurance Account Representative

Austin is an Independence graduate and has lived here most of his life. Living just outside of town with his wife, 4 kids and 2 dogs they enjoy the outdoors, traveling and family time. Austin started with us in 2022 with prior insurance experience and is happy to help with your life insurance needs!
Caitlen Clemens State Farm Agent Team Member

Caitlen Clemens

Insurance Account Representative

Caitlen joined the Tim Reed team in August 2022. She is licensed and eager to help with your insurance and Financial Services needs. Caitlen prides herself in helping State Farm customers understand and maintain their account. She enjoys spending her time outdoors, reading, and traveling.

Stephanie Kurt State Farm Agent Team Member

Stephanie Kurt

Insurance Account Representative

Stephanie was born and raised in Independence, IA. She worked in healthcare as a Physical Therapy Assistant for 8 years, and began her journey as an Account Representative with our office in August 2020. Stephanie believes it is important to provide compassion, stability, kindness and respect within this industry in order to create an atmosphere where our customers feel like they can turn to us during unpredictable moments in their life.

Tina Woodson State Farm Agent Team Member

Tina Woodson

Insurance Account Representative

Tina is a licensed team member that started with us in August. She worked for State Farm Agent, Tom Fick for nearly 30 years until his retirement in 2021. After taking a year off she is ready to get back to work and anxious to reconnect with her old customers and excited to meet new customers. Customer service is her role but she can also help you with your auto, home, life and health needs. She was born and raised in Oelwein and continues to live there with her husband. She loves spending time with her 2 children, their spouses and 3 grandchildren. On her off time from State Farm she works with her husband in his saddle shop. In her spare time she likes to read and sew.

Shelly Reed State Farm Agent Team Member

Shelly Reed

Office Manager

Shelly has been associated with State Farm since 1991. In 2003, she moved with her husband Tim to his hometown of Independence when they opened the State Farm agency. Shelly is licensed in all lines of insurance and primarily runs the behind-the-scenes workings of the agency. She enjoys spending time with their 3 children and their activities, as well as boating, snowmobiling, and time in their yard.

Jessica Vollenweider

Insurance Account Representative

Jessica was born and raised in Waterloo, graduating from Columbus High school and then Hawkeye Community College. She worked in Iowa before relocating to Arizona where she lived for eight years. While in Arizona she moved up the ranks with Enterprise Holdings in their management program before being named the Branch Manager at the Phoenix Sky Harbor Airport, one of the largest locations in the world. During this time she learned that everything begins and ends with Customer Service. Her approach is to “Listen and take care of your customers and the rest will follow”. Jessica returned to Iowa to be closer to her family. She joined our office with valuable State Farm experience and now enjoys serving customers in our office, working on her 7th year with State farm. In her leisure time Jessica enjoys watching/attending sporting events, spoiling her cat Rizzo, shopping, and going to local art festivals and events with her sisters.

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.